It’s not just choosing the right retirement investment that helps 401k grow faster. It’s keeping your hands off them too. Most plans permit you borrowing from 401k against the account balance for compelling reasons. Those all-too-compelling reasons may reduce the amount you’ll be able to draw someday from your 401k. (more…)

If you are looking for the answer to how much money to retire… you are asking the wrong question. It should be how much longer can I afford to wait before retiring. The longer you wait to retire the less time you will be retired. That should be a given.

Something the dollars and sense approach to early retirement planning fails to take into consideration is the fact that as (more…)