One of the most important planning decisions you’ll make is how to best generate income for your retirement. Different sources of income have different characteristics and potentially different pension tax consequences. It’s very important to be wise in establishing and maintaining your post retirement cash flow. Here are the various types of income and their representative taxation: (more…)

I’ve written recently about the myth of retirement. Certainly, as baby boomers lose jobs at the end of their careers and watch their savings drop, retirement as a myth has become a reality for many.

We were actually sold a bill of goods. Or we chose to buy into a fantasy that wasn’t ever going to work. (more…)