How much money to retire do you need? How much do you already have? How much time do you have to save? These are the questions that lead you to a retirement saving plan. A well-thought out and diligently followed plan leads you to your goal. This section walks you through the major steps in planning for your post-retirement financial needs. (more…)

Are you the type of person who only pay attention on chasing interest rate in choosing investing vehicle for your retirement plan? You better think again. In investing for your retirement, many novice investors only run after interest rate, but missing the point of inflation and tax. You may not realize, but after you take into after-inflation and after-tax, you might be losing your money. At the end, when you should reap the fruit of your saving on retirement days, you may realize the hard fact that it is not enough. Inflation really taking stroll in your retirement planning goal. (more…)