By now, you clearly understand the importance of retirement saving and to creating the discipline necessary to achieve our retirement goals. We also need to talk about trade-offs you can make to be in a better position to save for your retirement goals. These trade-offs will be incredibly important as we consider having to compromise our retirement goals because of a lack of time or a lack of financial resources. The following can have an impact on achieving our goals: (more…)

Not every Florida condominium complex built around a golf course is secretly a continuing care retirement community, but some may be. This type of community may offer options that range from completely independent living in retirement, all the way to round-the-clock nursing home care, with a variety of possibilities in between. Sometimes this housing arrangement is called a life care community. To join, residents must buy their unit and also pay a monthly fee. The community may provide transportation to the grocery store, the mall, or the concert hall, amenities that (more…)

If you’re one of the “Baby Boomers,” you’re probably giving serious thought to retiring and become a full time retiring baby boomers, if you haven’t already retired - and if you have already retired, you may be wondering if you’re going to be able to afford to stay retired.

Today’s economic crisis complicates the situation considerably by increasing the following retirement risks: (more…)

If you are asking yourself, how much to retire? You are asking yourself the wrong question. It should be how bad do I want to retire?

It is 2009 and 401K’s have turned into 201K’s…or worse. It is especially cruel to the baby boomers that have saved and saved only to see many years of steady gains disappear in their portfolios.

There is hope to still go ahead and retire if you are willing to examine some alternatives to “normal” retirement. (more…)

What is play? Believe it or not, retiring baby boomers have forgotten how to play. Learning how to play again is an important part of building a meaningful retirement.

For people who came of age during the summer of love and are referred to as the ‘me’ generation, it’s hard to admit they’ve forgotten how to play and enjoying retirement leisure activities and hobbies.

Somewhere after college keggers and the quest to stay young, (more…)

Experts have identified six key issues that are important when facing retirement. They are: wealth, health, relationships, contribution, meaning, and happiness, and the three most commonly linked are contribution, meaning and happiness. It doesn’t make sense that a person who is vital, active and productive one day, will be content to do nothing but play the next. As we look to the future, most of us crave a balance between leisure activities, relationships and making a contribution. (more…)